About Jay

--- Who am I? ---       

Truth be told, I am like most of you out there. I come from a very middle-class family, living in a 4-room HDB flat. Not poor but far from being rich. But I can safely say that I am financially healthier than 80% of my peers, through saving & investing my monies. 

I started learning about investing 15 years ago; worked for major banks such as Citi, Lehman & Nomura in investment roles; and have accumulated more paper qualifications than I like (I had wanted to skip college and go straight to work, post NS)

So I am really like most of you out there. Except that I may be (slightly) ahead financially. Largely because I invest.

--- What do I believe in? ----

I believe.... that the world can be a better place; that my biggest fear is to die without making a difference to this world. 

I believe.... that most problems that can be solved by $ are not issues; the solution to most 'problems' is therefore to have more $ and investing is a key pathway to that end.

I believe.... that meritocracy is the way to go; and that those worth helping are those who are committed and willing to put in at least some effort. 

--- What does it mean? ---

It means that I believe people should be at least financially literate and I am willing to teach it for free. In doing so, I hope to help make a difference to the world

It means that I believe that investing is not for everyone and only those who are willing and committed are worth teaching. And the best way to filter these people out is by charging a fee for my classes. And yes, its about making $ too. But its a win-win proposition. [Note: financial literacy is not the same as investing; different classes]

It also mean that if you are a lazy and greedy, please get lost and sign up for some get-rich-quick scams instead. I have no time for you. But if you have read till this point, you are probably not that lazy. So I respect you, so please keep reading this blog and find out what it is about.

--- What to read ---
Check out the tab on About Blog to learn more about what I will cover in the blog. You can learn about other relevant topics relating to retirement/insurance/investing on the various pages as well. The About Blog is a good page to start.

And if you want to find out more about the courses we offer, check out www.i3-institute.com. We will teach you how to do passive investing for free.

--- More about Jay ---

Jay is well equipped with the technical skills, qualifications and most importantly - experience - to teach you the investment skills you need.

Jay previously worked in global financial institutions such as Citi, Lehman & Nomura and was ranked 3rd in terms of stock call accuracy. Jay also previously lectured on accounting at Kaplan, after having secured multiple worldwide placings for his ACCA papers.

Overall, Jay has been investing for the last 15 years and has clocked more than 25,000 hours of investment experience.

See links for some articles on Jay and by Jay

ACCA worldwide placing

The report on SMRT which accurately predicted the impairment risk

A profitable call on Thai healthcare stocks

*Jay is not a CFA charterholder because he refuses to pay the establishment a membership fee for a title. But he has passed all the exams in one try and is qualified to be a charterholder. Find out more about CFA here.